What insurance coverage do you really need?

Ever questioned yourself if you really need a certain protection plan, when an insurance agent advised you that you 'should have this covered'?

While it's good to have everything covered, however, for many of us, budget is a big constraint especially at these volatile times.

Another consideration is at different stages of life, certain policies may not be as critical at this point, but will be good to have if you have the budget.

Therefore, we have listed 5 main scenarios where certain policies are 'must-haves' and 'good-to-haves', so that you can have a good idea. This list, however, is not strict or exhaustive, as every individual or family have different needs and goals. Do speak to us for a specialized and customized financial planning that works for your wallet.

See also:

How much coverage should you get, without stressing your wallet