Enjoy up to 40% perpetual discount for
HSBC Term Protector
Enjoy up to 40% perpetual discount off regular premiums for eligible HSBC term plans and riders.
Build the confidence to forge your own path in life. It's never too early to start protecting your loved ones. With Term Protector and Term Protector Prime, you and your loved ones can remain financially secure while adapting to changing lifestyles and financial circumstances.
Key Features
Choose your coverage term
Term-to-age: 50, 55, 60, 65, 70, 75 or 99.
Renewable term: 5, 10, 15, 20, 25 or 30 years
Flexibility of payment options
Choose to pay for as long as your protection lasts.
Convert your policy anytime
Convert your term plan to another insurance plan that best suits your changing needs over the years.
Why Do You Need Term Insurance?
With life increasing its pace and uncertainties rising by the day, every family needs a life cover that allows them to deal with the loss of a loved one, at least financially. A Term Life Insurance Plan is the simplest of all life insurance policies that provides death benefits if the insured passes away during the term of the plan. If you want to live peacefully without worrying about the future and financial stability of your family (in your absence), a term life plan is what you should consider.
What are the benefits of a owning a Term Life Insurance Policy?
1. Massive Coverage, Low Premiums
2. Investing In Security
3. Financial Freedom For Family
4. Debts and Loans
5. Riders for Extra Protection
6. Buy Term, Invest The Rest
Read more about the benefits here.
How Term Protector provides high coverage at low cost
Case Study: Benny, 38 years old, non-smoker
Term Protector (term-to age 75) Basic Sum Assured: S$1,000,000
Add-Ons:
+ Advanced Critical Illness Payout rider Sum Assured: S$200,000
Monthly Premium of S$152 till age 75.
Scenario:
Age 38, signs up for Term Protector pays S$152/month.
Age 65, diagnosed with Advanced Stage Stroke. Advanced CI Payout rider pays: S$200,000 (Advanced CI Payout rider terminates).
Age 70, passed away. Basic sum assured pays: S$800,000 (Policy terminates).
Disclaimer
The Contents are made available for your general information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial advisor before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. A Product Summary is available and may be obtained from a financial advisor. You should read it before deciding whether to purchase the policy. Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore. All information is correct as of 12 October 2022.